USDA Loans

Finance your home with
NO money down!

USDA home loan financing offers homebuyers:

  • Affordable Payment

  • Less Out-of-Pocket Costs AND

  • Competitive 30-Year Fixed Interest Rates

The Guaranteed Rural Housing (GRH) Loan Program has fixed-rate AND fixed-term mortgage financing guaranteed by the U.S. government. It offers favorable loan terms to give low-income borrowers the ability to purchase homes in rural areas.

Features & Benefits:

  • ZERO down payment required

  • Available to First-Time Homebuyers

  • Loan amounts from $50,000 to $726,200

  • 100% Financing

  • FICOs from 640

  • Guarantee Fee can be financed

  • Seller can pay Closing Costs

  • Closing Costs may be financed

  • Flexible credit standards

  • Reserves NOT required

  • No limitation on Seller contributions

  • Available for purchase or refinance

  • Less cash is required upfront than in other programs

  • Property MUST be located in an eligible rural area