VA Home Loans

Honoring Those Who Serve

Red Oak Mortgage is proud to offer products from the U.S. Department of Veterans Affairs (VA). If you’re a veteran or active-duty personnel, you may be eligible to purchase or refinance a new home with favorable loan terms.

  • Purchase, cash-out refinance, and
    Interest Rate Reduction Refinancing Loans (IRRRL) are available

  • On a refinance, cash-out up to 100% of the appraised value of your home!

  • On a purchase, 100% loan-to-value is available (no down payment required)

  • Fixed and adjustable interest rates

  • Zero closing cost options available

  • No monthly mortgage insurance

  • No prepayment penalty

  • Close in as little as 21 days